Home buyers
Buying process
Finding Your Dream Home
Buyers
Pre-Qualification
Before you begin your home search, it’s important to understand your purchasing power. At Terri Alves Homes, we recommend meeting with a trusted mortgage broker to get pre-qualified. This step helps you determine how much you can comfortably invest in your new home — giving you confidence and a clear budget as you start your home-buying journey.
Pre-Approval
Getting pre-approved gives you a real advantage in today’s market. It means you’ve applied for a mortgage and received a written commitment from a lender — showing sellers that you’re a serious, qualified buyer.
Pre-approval also helps you focus on homes within your budget and strengthens your offer when it’s time to buy. The cost is usually minimal and can often be paid at closing.
List of Needs & Wants
Before you start viewing homes, make two simple lists — one for your must-haves and another for your nice-to-haves. Your must-haves might include essentials like the number of bedrooms or single-level living, while your wish list can include extras such as a pool or home office. Keeping these lists handy will help you stay focused on what truly matters during your home search.
Representation by a Professional
Having the right real estate professional on your side makes all the difference. At Terri Alves Homes, we work exclusively for you — the buyer — to ensure your best interests are protected throughout every step of the process.
Buying Your Home
Giving Your Dreams an Address
Step 1: Outlining Your Objective
Before starting your home search, it’s important to clearly define your goals.
Ask yourself:
1) Why are you buying a home?
2) What price range fits your budget?
3) When do you plan to move?
4) What features are essential, and which are flexible?
5) What type of neighborhood best fits your lifestyle?
At Terri Alves Homes, we’ll help you outline your priorities, explore your preferred communities, and connect you with trusted lenders for pre-approval. Together, we’ll analyze market trends, timing, and pricing to create a personalized plan that aligns with your objectives — setting the foundation for a smooth and successful buying journey.
Step 2: Finding Your Home
With your goals and budget in place, it’s time to start your home search.
At Terri Alves Homes, we’ll guide you through reviewing listings that match your criteria, including exclusive and off-market opportunities. You can explore homes virtually or in person — until we find the one that feels just right.
Once you’ve selected your ideal property, we’ll walk you through the offer process, discuss strategies for competitive situations, and negotiate the best possible price and terms on your behalf. Our goal is to help you secure your dream home with confidence and ease.
Step 3: Going Into Escrow
Once your offer is accepted, the home enters escrow — a secure process to ensure all conditions are met before closing.
At Terri Alves Homes, we guide you through every step:
1) Submit the executed contract and initial deposit to escrow
2) Notify your lender to start the loan and order an appraisal
3) Complete escrow paperwork and provide title (vesting) information
4) Arrange homeowner’s insurance
We also coordinate inspections, review disclosures, and help negotiate any necessary repairs. By staying on top of deadlines and contingencies, we ensure a smooth path toward your final walk-through and closing.
Step 4: Closing
Congratulations — you’re almost home!
During the closing process, we’ll help you review your final statement, sign loan documents, and arrange for your down payment and closing costs. We’ll also guide you through transferring utilities and preparing for move-in day.
Once everything is finalized, it’s time for the best part — getting your keys and celebrating your new home!
At Terri Alves Homes, our relationship doesn’t end at closing. We stay connected to support you with future goals — whether it’s a second home, investment property, or trusted real estate resources. Your journey is just beginning, and we’re here for you every step of the way.
Visualize the Home
Try to picture the house both empty and with your own furniture and decor. Are the rooms laid out to suit your needs? Is there enough natural light?
Be Objective
Buying a home is exciting, but it’s important to think with your head, not just your heart. Does this property truly meet your needs? Take your time, compare options, and avoid rushing into a decision you may regret later.
Be Thorough
Spending a little extra time and attention now can save you significant costs later. Make sure to:
1) Include inspection and mortgage contingencies in your offer.
2) Have the property professionally inspected.
3) Schedule a second walk-through within 24 hours of closing to confirm everything is as agreed.
These steps help prevent surprises — like a fixture being replaced or other unexpected changes. Handling all these details can feel overwhelming, which is why having a dedicated professional on your side is highly recommended.
For any questions or guidance, reach out to Terri Alves Homes via email or phone — we’re here to help every step of the way.
